Our Services
Our planning process works well with individuals, families and small to medium sized businesses.
Products Offered:
Retirement Plans/Planning
401(k), SEP, Simple, Traditional and ROTH IRA services
College planning and investments to save for higher education
Mutual Funds, ETFs, Stocks and Bonds
Insurance
Life
Disability
Long Term Care
Key Person
Overhead Expense
Buy-Sell Life Insurance
Annuities
Additional Services/Products
Estate Planning/Attorney Referrals
Business Valuation
Group Life
Group Disability
Tax Efficiency Planning/CPA Referrals
401(k) Rollovers
Insurance & Beneficiary Reviews
A Few Words About Fees: Click Here
Spartan Financial Advisors offers a menu of options for handling "fees" or costs associated with joining our client roster.
We offer a fee based option where a flat rate annual percentage of the assets is billed. Many clients like that because the advisor has "skin in the game." With this type of arrangement, when the portfolio value increases, both client and advisor benefit.
We also offer a plan where clients pay an hourly rate, such as with an attorney or an accountant.
Additionally, there are those who are more comfortable with a fee for service model such as paying $800-$1,000 for a detailed risk analysis and retirement plan.
Finally, a commission-based model is also an option.
We clearly explain and implement a fee structure that the client understands and is comfortable with.